Legal Disclaimer & Risk Disclosures — The Market Crafters
The Market Crafters
Legal & Compliance
Legal Document

Legal Disclaimer
& Risk Disclosures

Effective Date: January 1, 2025 Last Revised: March 2025 Jurisdiction: United States
⚠ Important Notice — Please Read Before Proceeding
Nothing on this website, in any course, newsletter, video, tool, calculator, model, or communication from The Market Crafters constitutes investment advice, financial advice, legal advice, tax advice, or a solicitation to buy or sell any security. All content is provided for general educational and informational purposes only. Past performance is not indicative of future results. You could lose some or all of your invested capital. Consult a licensed professional before making any financial decision.
Section 01

No Investment Advice or Advisory Relationship

The content published by The Market Crafters — including but not limited to articles, videos, podcasts, newsletters, courses, webinars, calculators, financial models, data tools, social media posts, and any other materials — does not constitute investment advice of any kind.

No content on this website or in any of our educational materials should be interpreted as a recommendation to buy, sell, hold, or otherwise transact in any security, financial instrument, cryptocurrency, derivative, commodity, or other asset class.

No advisory relationship is created by your use of this website, subscription to any newsletter, enrollment in any course, or participation in any community or forum hosted by The Market Crafters. We are not your financial advisor, broker, dealer, fiduciary, or agent of any kind.

Plain language: Anything you read here is us sharing ideas, frameworks, and analysis for educational purposes. It is not a signal to buy or sell anything. Make your own decisions — and if you're unsure, talk to a licensed financial advisor.

Section 02

Not a Registered Investment Advisor

The Market Crafters and its principals, employees, contractors, and affiliates are not registered investment advisers under the Investment Advisers Act of 1940, nor are they registered broker-dealers, investment companies, commodity trading advisors, or any other regulated financial entity under federal or state law.

We do not hold any FINRA licenses (Series 65, Series 7, or otherwise), and we do not provide personalized investment advice. Content produced by The Market Crafters is not subject to the same regulatory requirements as advice from a registered investment adviser.

Regulation D / Exempt Offerings

To the extent any content references private placements, hedge funds, limited partnerships, or other exempt securities offerings, such references are made solely for educational purposes. Any actual participation in such offerings must be conducted through properly licensed intermediaries and in compliance with applicable securities laws, including but not limited to Regulation D of the Securities Act of 1933.

Section 03

Educational Purpose Only

All content produced by The Market Crafters — including financial models, valuation tools, calculators, case studies, and market commentary — is designed exclusively for general financial education. Our goal is to help individuals build financial literacy and analytical skills, not to direct their investment decisions.

Examples, case studies, stock analyses, and hypothetical scenarios used in our content are selected for illustrative purposes only. A company or security appearing in our educational material does not imply any endorsement, recommendation, or opinion about its investment merits.

Hypothetical and backtested results have inherent limitations. They do not reflect actual trading, do not account for transaction costs, slippage, taxes, or liquidity constraints, and may be the product of hindsight bias. Actual results will differ — often materially — from any hypothetical illustration.

Section 04

General Investment Risk Disclosures

Investing in securities and financial instruments involves significant risk. Before investing, you should carefully consider your investment objectives, risk tolerance, time horizon, and financial situation. The following risks are not exhaustive but represent common risks associated with investing:

  • Market Risk: The value of investments can decline due to changes in economic conditions, interest rates, geopolitical events, or market sentiment, and you may receive back less than you invested.
  • Concentration Risk: Portfolios concentrated in a single sector, asset class, or security may experience greater volatility than diversified portfolios.
  • Liquidity Risk: Some investments may be difficult or impossible to sell quickly at a fair price, particularly in times of market stress.
  • Leverage Risk: The use of borrowed capital to amplify returns also amplifies losses. Leveraged investments can result in losses exceeding the original investment amount.
  • Inflation Risk: The purchasing power of investment returns may be eroded by inflation over time.
  • Currency Risk: Investments denominated in foreign currencies are subject to exchange rate fluctuations that may reduce returns or amplify losses.
  • Regulatory Risk: Changes in laws, regulations, or tax treatment may adversely affect the value or tax efficiency of investments.
  • Counterparty Risk: The failure of a financial institution, broker, or counterparty to fulfill its obligations may result in losses.
  • Options & Derivatives Risk: Options, futures, swaps, and other derivatives are complex instruments that carry a high degree of risk and are not suitable for all investors. You may lose the entire premium paid for an option.
  • Short Selling Risk: Short selling involves the risk of theoretically unlimited losses if the price of the security sold short rises without limit.

Past performance of any security, strategy, or market is not indicative of future results. No representation is being made that any account will or is likely to achieve profits or losses similar to those discussed in our content.

Section 05

Hedge Fund & Alternative Investment Risks

Content on this site may discuss hedge funds, private equity, venture capital, real estate funds, structured products, or other alternative investments for educational purposes. These instruments carry substantial additional risks beyond those of conventional investments.

Accredited Investor Requirement

Most hedge funds and private investment vehicles are offered exclusively to "accredited investors" as defined under Rule 501 of Regulation D, or "qualified purchasers" under Section 2(a)(51) of the Investment Company Act of 1940. Discussion of such instruments on this site does not constitute an offer to sell or a solicitation of an offer to buy any interest in any fund or investment vehicle.

Alternative Investment Specific Risks
  • Illiquidity: Interests in hedge funds and private funds are generally illiquid, subject to lock-up periods, and may not be redeemable on demand. Investors may be unable to exit their investment for extended periods.
  • Lack of Transparency: Fund managers are generally not required to disclose their portfolio holdings publicly, which limits investors' ability to monitor risk exposures.
  • Complex Strategies: Hedge funds may employ complex strategies including leverage, short selling, derivatives, distressed debt, and arbitrage that involve amplified risks not present in traditional funds.
  • Manager Risk: Fund performance is often highly dependent on the skill of the portfolio manager. The departure, incapacity, or error of a key manager can materially impact fund performance.
  • Fee Structure: Hedge funds typically charge management fees (commonly 1–2%) and performance fees (commonly 20% of profits), which can significantly reduce net returns to investors.
  • Valuation Uncertainty: Illiquid or hard-to-value assets in a fund's portfolio may be valued using models or estimates that differ from actual realized values upon sale.
  • Regulatory Risk: Hedge funds and private funds are subject to regulatory oversight, and changes to applicable regulations may affect fund structure, operations, or investor rights.
  • Tax Complexity: Alternative investments often generate complex tax reporting obligations, including K-1 forms, UBTI, and potential foreign tax complications. Consult a qualified tax advisor.

No Offering: Nothing on this website constitutes an offer or solicitation with respect to the purchase or sale of any interest in any investment fund. Any such offering would be made only by means of a confidential private placement memorandum and related documents, which would be provided only to qualified investors after satisfying applicable legal requirements.

Section 06

Forward-Looking Statements

Certain content on this website may contain forward-looking statements, including projections, forecasts, estimates, targets, or opinions about future market conditions, company performance, or economic trends. These statements are subject to risks and uncertainties that could cause actual results to differ materially from those expressed or implied.

Forward-looking statements are based on assumptions that may prove incorrect. We undertake no obligation to update or revise any forward-looking statement after it is published. You should not place undue reliance on any such statement.

Words such as "expect," "believe," "project," "forecast," "estimate," "target," "will," "should," "may," "could," and similar expressions are intended to identify forward-looking statements, though their absence does not necessarily mean a statement is not forward-looking.

Section 07

Third-Party Data & Tools

This website utilizes data, APIs, and tools from third-party providers including but not limited to Financial Modeling Prep (FMP), market data vendors, and other financial data services. We do not independently verify all third-party data and cannot guarantee its accuracy, completeness, or timeliness.

Data Accuracy
Market data, financial statements, and other data displayed in our tools may contain errors, omissions, or delays. Always verify data against primary sources before making any decision.
Calculators & Models
Financial calculators and valuation models on this site produce outputs based on user-provided inputs and mathematical formulas. Results are illustrative only and should not be construed as financial advice or a guarantee of outcomes.
Real-Time Data
Market prices and quotes may be delayed by 15–20 minutes or more. We make no representation that data is current or real-time unless explicitly stated.
Third-Party Links
Links to external websites are provided as a convenience only. We do not endorse, control, or take responsibility for the content, accuracy, or practices of any third-party website.
Section 08

Limitation of Liability

To the fullest extent permitted by applicable law, The Market Crafters, its owners, operators, employees, contractors, affiliates, successors, and assigns shall not be liable for any direct, indirect, incidental, special, consequential, exemplary, or punitive damages arising out of or in connection with:

  • Your use of or reliance on any content, tool, calculator, or information on this website;
  • Any investment decision made in whole or in part based on content from this website;
  • Any loss of profits, revenue, data, business, or goodwill arising from use of our content;
  • Errors, omissions, interruptions, or inaccuracies in any data, tool, or material;
  • Unauthorized access to or alteration of your transmissions or data;
  • Statements or conduct of any third party referenced or linked from this site.

This limitation of liability applies whether the alleged liability is based on contract, tort (including negligence), strict liability, or any other basis, and whether or not we have been advised of the possibility of such damages.

In jurisdictions that do not allow the exclusion or limitation of incidental or consequential damages, our liability shall be limited to the maximum extent permitted by law. In no event shall our aggregate liability exceed the amount, if any, paid by you to The Market Crafters in the twelve months preceding the claim.

Section 09

Indemnification

You agree to indemnify, defend, and hold harmless The Market Crafters and its principals, employees, agents, contractors, affiliates, successors, and assigns from and against any and all claims, liabilities, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising out of or related to:

  • Your use of this website or any of our educational content;
  • Any investment or financial decision you make based in whole or in part on our content;
  • Your violation of these terms or any applicable law or regulation;
  • Your violation of any rights of a third party.
Section 10

Intellectual Property

All content on this website — including text, graphics, logos, financial models, course materials, tools, calculators, videos, and other materials — is the proprietary intellectual property of The Market Crafters and is protected by applicable copyright, trademark, and other intellectual property laws.

You may access and use content for personal, non-commercial educational purposes only. You may not reproduce, distribute, modify, publicly display, sell, or create derivative works from our content without prior written consent. Unauthorized use may result in civil or criminal liability.

Section 11

Governing Law & Dispute Resolution

This disclaimer and any disputes arising from your use of this website shall be governed by and construed in accordance with the laws of the State of [Your State], United States, without regard to its conflict of law principles.

Any dispute arising under or relating to these terms shall first be submitted to good-faith mediation between the parties. If mediation is unsuccessful, disputes shall be resolved by binding individual arbitration administered by JAMS or AAA in accordance with its applicable rules, and not in any class action or representative proceeding.

You waive any right to a jury trial and any right to participate in a class action lawsuit or class-wide arbitration with respect to any claim relating to this website or its content.

Section 12

Changes to This Disclaimer

We reserve the right to update, modify, or replace this disclaimer at any time in our sole discretion. Changes will be effective upon posting to this page. The "Last Revised" date at the top of this document will reflect the most recent update.

Your continued use of this website following the posting of any changes constitutes your acceptance of those changes. We encourage you to review this page periodically.

Section 13

Contact Information

If you have questions about this disclaimer or our legal policies, please contact us:

Business
The Market Crafters
Website
themarketcrafters.com
Legal Inquiries
legal@themarketcrafters.com
Jurisdiction
United States — [Your State]

Note: This disclaimer was drafted for general informational and risk-mitigation purposes. It does not constitute legal advice. We strongly recommend having a licensed attorney in your jurisdiction review and customize this document before publication, particularly with respect to any hedge fund, private placement, or state-specific regulatory requirements that may apply to your business.

By Using This Website, You Acknowledge
You have read, understood, and agree to be bound by this disclaimer in its entirety. You acknowledge that no content on this site constitutes investment advice, and that any financial decisions you make are your own responsibility.
The Market Crafters — themarketcrafters.com